There’s nothing
stopping you now

Accelerate your business growth with our innovative, easily
accessible, low-cost lending solutions designed to make you unstoppable.

Optimize Your
Working Capital

Experience seamless cash flow and unlock the full potential of your supply chain. Optimize your working capital and drive business success with our innovative working capital solutions. From invoice discounting to local purchase order financing, we empower you to improve working capital, strengthen supplier relationships, and enhance the overall health of your supply chain.

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Empowering Financial Growth

Discover a new level of banking excellence and take control of your financial future. Experience the power of modern banking solutions tailored to your needs. From convenient account management to personalized financial advice, our comprehensive banking services empower your economic growth and help you achieve your goals.

Learn more

Unlock Your
Business Potential

Say goodbye to limitations and embrace a world of possibilities. Fuel your business ambitions with our flexible lending solutions. Whether you want to expand, invest in new equipment, or seize growth opportunities, our lending expertise and competitive rates provide the financial support you need to unlock your business potential.

Learn more

Trusted by forward-thinking partners
and businesses.

Providing value-added financial solutions

Finceptive Limited provides creative, value-added financial solutions that enable businesses to grow and scale. We are committed to providing SMEs with prompt access to credit in the most efficient manner whilst ensuring global best practices.

About Us

Our Businesses

Finceptive Limited provides creative, value-added financial solutions that enable businesses to grow and scale.

Invoice Discounting

Unlock immediate cash from unpaid invoices without waiting for customer payment. Maintain control of your receivables while improving working capital flow.

Local Purchase Order Finance

Secure funding to fulfill confirmed purchase orders from reputable buyers. Execute contracts confidently without straining your balance sheet.

Receivables Finance

Leverage your receivables to access structured funding that improves cash flow, stabilizes operations, and supports expansion.

Lending

Flexible lending solutions designed to support operational growth, bridge short-term gaps, and strengthen liquidity when it matters most.

Factoring

Convert outstanding invoices into instant working capital. Strengthen cash flow while staying focused on delivering and scaling your business.

Why Finceptive?

Unleash Your Unstoppable Potential with Finceptive. We are dedicated to making your life easier and propelling your success. With Finceptive by your side, you become unstoppable. We prioritize your needs and are fully committed to optimizing your cash flow potential and supporting you every step of the way.

We measure our success by yours. We won't rest until you thrive because your triumph is our goal. We are unwavering in our dedication to your success. It doesn't matter who you are, the size of your business, or the unique challenges you face – we firmly believe that with the right partner, you can achieve greatness.

TESTIMONIALS

What Our Clients Say About Us

OLUSEGUN ADEWOLE

DAVID ZERUWA

HASSAN ABDULLAHI

JIMOH BOLATITO

ABIOLA PAUL OLUSOJI

TEMIDAYO ODUNEWU

“Finceptive gave us the financing and support we required to meet up with our supply order. We were able to retain and grow our businesses as a result. Don’t know what we would have done without Finceptive”

“Super thankful for the prompt service from Finceptive in financing my working capital gap. They have helped my company meet business obligations while we awaited our invoices to be fully paid.”

“Their promptness in reviewing and approving my LPO Financing application is mind-blowing. Excellent customer service too. I will definitely continue to partner with Finceptive to achieve my business goals.”

“Excellent and top-notch service.”

“Good company with excellent service.”

“Seamless and smooth service.”

Finceptive offers the comprehensive capabilities and deep industry knowledge necessary to help you solve the most complex issues of your organization.

Using industry expertise & analytical rigor, we help solve clients’ most critical business problems and make sustainable improvements to their performance whilst realizing their most important goals.

Temiloluwa

How we helped our client achieved their financial goals.

Blogs & News

Finceptive Debuts in Nigerian Debt Market with Oversubscribed N3bn Commercial Paper

Finceptive Limited, a prominent Nigerian supply chain financing firm, has made a strong entry

Finceptive: Empowering Nigerian businesses for success through innovative financial solutions

Introduction: In today’s dynamic business landscape, access to reliable financial solutions is crucial for

‘Sustainable profit is achieved from creating value, making impact’

Co-founder and CEO of Finceptive Limited, a financial services company in Lagos, Ogochukwu Anerobi

All Blogs

All News

Lending

Flexible lending solutions designed to support operational growth, bridge short-term gaps, and strengthen liquidity when it matters most.

Invoice Discounting

Unlock immediate cash from unpaid invoices without waiting for customer payment. Maintain control of your receivables while improving working capital flow.

There’s nothing stopping you now

Accelerate your business growth with our innovative, easily accessible, low-cost capital solutions designed to make you unstoppable.

Become Unstoppable!

enquiries@finceptive.co

enquiries@finceptive.co

Trusted by forward-thinking partners
and businesses.

Providing value-added financial solutions

Our Businesses

Invoice Discounting

Local Purchase Order Finance

Receivables Finance

Lending